A finance writer asked ChatGPT for negotiation scripts. Reading one word for word saved her £156 a year on broadband, and a tariff review with her energy supplier led to a switch worth an estimated £626 a year.
Act as my bill-negotiation coach. I'm with [PROVIDER] for [BROADBAND/ENERGY], paying [AMOUNT], and I'm [HAPPY/UNHAPPY] with the service because [REASON]. Better deals I've found: [DEALS]. Write 1) a short phone script asking them to match or beat that deal, 2) an email asking for a review of my tariff based on my usage of [USAGE], and 3) what to say if they refuse.
Replace the [PLACEHOLDERS] with your own details before you send it.
How to try it
- Spend two minutes on a comparison site so you can quote a real competing deal.
- Use ChatGPT’s script on the phone; it was quicker than email in this writer’s experience.
- Ask the supplier to show the numbers on your actual usage before switching tariff.
More money use cases
Beat a pricey insurance renewal quote with ChatGPT
When her home insurance renewal went up by £157, a mum from Inverness asked ChatGPT what to do. It suggested adjusting the excess, negotiating with her insurer and what to say on the phone, and she found cover £190 cheaper.
My [HOME/CAR] insurance renewal has gone up from [OLD PRICE] to [NEW PRICE]. Comparison sites show [WHAT YOU FOUND]. Give me 1) the policy settings I could sensibly adjust (excess, extras, payment method) and the trade-offs, 2) a short phone script to ask my insurer for a better price, and 3) what to check before I switch.
Appeal a wrongly issued parking fine with ChatGPT
A York student who had a valid permit gave ChatGPT the details of where and when she was fined and why it was wrong. It wrote a personalised appeal letter in minutes, and the council withdrew the £60 fine.
Please help me write an appeal against a parking fine. Details: reference [PCN NUMBER], issued by [COUNCIL/COMPANY] on [DATE] at [LOCATION]. Why it shouldn't have been issued: [E.G. I HOLD A VALID PERMIT FOR THIS STREET / SIGNS WERE MISSING]. Evidence I can attach: [LIST]. Write a short, polite, factual appeal that states the grounds clearly and asks for the fine to be cancelled.
Spot a wrong charge on a medical bill with ChatGPT
A friend of the poster uploaded her hospital bill to ChatGPT, which picked out an incorrect charge and drafted a dispute letter. The hospital removed the $4,200 charge and marked the account as paid in full.
Here is an itemised bill I've received: [PASTE THE LINE ITEMS, WITH PERSONAL DETAILS REMOVED]. Please 1) explain each line in plain English, 2) flag anything that looks duplicated, unusually priced or inconsistent with [WHAT I WAS ACTUALLY TREATED FOR], and 3) draft a polite letter asking the billing department to review the items you've flagged and send a corrected bill.
Reference: inews