Faced with an insurance claim where the only contact route was an upload portal, one user had ChatGPT walk them through it, including getting an itemised receipt and writing a short covering note, rather than giving up and paying themselves.
I need to claim on my [TYPE OF] insurance for [WHAT HAPPENED/TREATMENT] costing [AMOUNT]. My insurer is [NAME]. Walk me through the claim step by step: what documents I need, how to find the right form or portal, what to write in each section, and what to do if it is rejected.
Replace the [PLACEHOLDERS] with your own details before you send it.
How to try it
- Gather your policy number, invoice and any receipts or referral letters first.
- Ask ChatGPT for the checklist and work through the insurer’s portal one step at a time.
- Save a copy of everything you upload and note the claim reference.
More money use cases
Haggle over a private car sale with ChatGPT
Selling a car privately, one person let ChatGPT draft their text replies. The buyer offered 8,000 against a 9,500 asking price, ChatGPT countered at 9,000, ready to walk away, and the buyer agreed.
I'm selling my [CAR MAKE, MODEL, YEAR, MILEAGE] privately. My asking price is [PRICE] and the lowest I'll accept is [FLOOR]. The buyer has just texted: '[PASTE THEIR MESSAGE]'. Write a short, friendly but firm reply that defends my price, answers any concern they raised honestly, and makes a counter-offer. Give me two versions: one that holds firm and one that meets them part way.
Get your broadband bill lowered with ChatGPT
One customer used ChatGPT to help lower his internet bill and came away with $15 a month off and a one-off $25 credit.
I pay [PROVIDER] [MONTHLY PRICE] for [SPEED/PACKAGE] and I've been a customer for [TIME]. Competitors near me offer [DEALS]. Write me a short, friendly phone script to ask for a better deal, including what to say if they first say no, and a line asking for a one-off credit for [ANY PROBLEM, E.G. OUTAGES].
Audit a huge hospital bill line by line with Claude
After a relative's death, a family used Claude to go through a $195,000 itemised hospital bill. It flagged charges billed both as a whole procedure and again as components, plus coding problems, and their letters helped bring the bill down to about $33,000.
I've been sent an itemised bill with billing codes: [PASTE CODES, DESCRIPTIONS AND AMOUNTS]. Go through it line by line. Group the charges, explain what each code normally covers, and flag possible duplicates (for example a main procedure billed again as separate parts), codes that don't match [THE TYPE OF VISIT, E.G. EMERGENCY], and anything you'd question. Then draft a calm, factual letter requesting a review of each flagged line.
Reference: X @hvo_e_acc